:root {
  --navy: #0f2747;
  --navy-deep: #091b33;
  --gold: #c29a4b;
  --gold-soft: #dfc28a;
  --white: #ffffff;
  --bg: #f8fafc;
  --text: #1d2a39;
  --muted: #5b6675;
  --line: #d6dde8;
  --shadow: 0 14px 30px rgba(9, 27, 51, 0.14);
  --radius: 14px;
  --header-h: 80px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Noto Sans JP", sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #ffffff 0%, #f3f6fb 100%);
  line-height: 1.7;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.skip-link {
  position: absolute;
  top: -40px;
  left: 8px;
  z-index: 9999;
  background: var(--navy);
  color: var(--white);
  padding: 8px 12px;
  border-radius: 8px;
}

.skip-link:focus {
  top: 8px;
}

.container {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.section {
  padding: 88px 0;
}

.section-label {
  margin: 0 0 8px;
  color: var(--gold);
  font-family: "Montserrat", sans-serif;
  letter-spacing: 0.08em;
  font-weight: 600;
  text-transform: uppercase;
  font-size: 0.82rem;
}

.section-title {
  margin: 0 0 14px;
  font-size: clamp(1.7rem, 2.2vw, 2.25rem);
  line-height: 1.4;
}

.section-lead {
  color: var(--muted);
  margin-bottom: 28px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  height: var(--header-h);
  border-bottom: 1px solid rgba(255, 255, 255, 0.2);
  background: linear-gradient(120deg, rgba(15, 39, 71, 0.94), rgba(9, 27, 51, 0.95));
  backdrop-filter: blur(8px);
}

.header-inner {
  height: 100%;
  display: grid;
  grid-template-columns: 1fr auto auto;
  align-items: center;
  gap: 20px;
}

.logo {
  display: inline-flex;
  flex-direction: column;
  line-height: 1.15;
  color: var(--white);
}

.logo-main {
  font-family: "Montserrat", sans-serif;
  font-size: 1.1rem;
  letter-spacing: 0.06em;
  font-weight: 700;
}

.logo-sub {
  font-size: 0.72rem;
  opacity: 0.84;
}

.global-nav ul {
  display: flex;
  list-style: none;
  gap: 18px;
  margin: 0;
  padding: 0;
}

.global-nav a {
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.92rem;
  position: relative;
}

.global-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -3px;
  width: 0;
  height: 1px;
  background: var(--gold-soft);
  transition: width 0.28s ease;
}

.global-nav a:hover::after,
.global-nav a:focus-visible::after {
  width: 100%;
}

.header-cta {
  border: 1px solid var(--gold-soft);
  color: var(--white);
  padding: 11px 16px;
  border-radius: 999px;
  font-size: 0.86rem;
  transition: 0.25s ease;
}

.header-cta:hover,
.header-cta:focus-visible {
  background: var(--gold);
  border-color: var(--gold);
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 0;
  background: transparent;
  padding: 0;
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  margin: 5px auto;
  background: var(--white);
  transition: transform 0.3s ease, opacity 0.3s ease;
}

.hero {
  position: relative;
  min-height: calc(100svh - var(--header-h));
  display: grid;
  align-items: center;
  background: url("https://images.unsplash.com/photo-1560185008-b033106af5c3?auto=format&fit=crop&w=1920&q=80") center / cover no-repeat;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg, rgba(9, 27, 51, 0.84) 0%, rgba(9, 27, 51, 0.58) 55%, rgba(9, 27, 51, 0.18) 100%);
}

.hero-content {
  position: relative;
  color: var(--white);
  padding: 84px 0;
}

.hero-tag {
  color: var(--gold-soft);
  font-family: "Montserrat", sans-serif;
  letter-spacing: 0.12em;
  font-size: 0.82rem;
  text-transform: uppercase;
  margin: 0 0 16px;
}

.hero h1 {
  margin: 0;
  line-height: 1.35;
  font-size: clamp(2rem, 4.2vw, 3.6rem);
  text-shadow: 0 5px 18px rgba(0, 0, 0, 0.24);
}

.hero-lead {
  margin: 20px 0 30px;
  max-width: 670px;
  color: rgba(255, 255, 255, 0.9);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 180px;
  height: 48px;
  border-radius: 999px;
  font-weight: 700;
  transition: transform 0.28s ease, box-shadow 0.28s ease, background-color 0.28s ease;
}

.btn:hover,
.btn:focus-visible {
  transform: translateY(-2px);
}

.btn-gold {
  background: linear-gradient(120deg, var(--gold), #b48631);
  color: #fff;
  box-shadow: 0 10px 20px rgba(194, 154, 75, 0.34);
}

.btn-outline {
  border: 1px solid rgba(255, 255, 255, 0.75);
  color: #fff;
}

.btn-outline:hover,
.btn-outline:focus-visible {
  background: rgba(255, 255, 255, 0.16);
}

.btn-light {
  background: var(--white);
  color: var(--navy);
}

.hero-points {
  margin: 26px 0 0;
  padding-left: 18px;
  color: rgba(255, 255, 255, 0.9);
}

.catch {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f7f9fc 100%);
}

.catch h2 {
  margin: 0 0 14px;
  line-height: 1.5;
  font-size: clamp(1.5rem, 2.1vw, 2.15rem);
}

.property-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.property-card {
  background: #fff;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid #e7ecf3;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.property-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 20px 34px rgba(9, 27, 51, 0.18);
}

.property-card img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.property-body {
  padding: 18px;
}

.property-body h3 {
  margin: 0 0 8px;
  font-size: 1.08rem;
}

.property-body p {
  margin: 0 0 14px;
  color: var(--muted);
}

.text-link {
  color: var(--navy);
  font-weight: 700;
  font-size: 0.94rem;
}

.text-link:hover {
  color: var(--gold);
}

.reasons {
  background: #ffffff;
}

.reason-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.reason-grid article {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.reason-grid h3 {
  margin: 0 0 10px;
}

.flow {
  background: linear-gradient(145deg, #f4f8ff 0%, #eef3fb 100%);
}

.flow-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 14px;
}

.flow-list li {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 14px;
  align-items: start;
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  padding: 20px;
}

.flow-step {
  font-family: "Montserrat", sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--gold);
}

.flow-list h3 {
  margin: 0 0 6px;
}

.flow-list p {
  margin: 0;
  color: var(--muted);
}

.voice-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.voice-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
}

.voice-text {
  margin: 0 0 12px;
}

.voice-meta {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
}

.loan-inner {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 24px;
  align-items: center;
}

.loan-inner img {
  width: 100%;
  border-radius: var(--radius);
  height: 340px;
  object-fit: cover;
  box-shadow: var(--shadow);
}

.loan-list {
  margin: 16px 0 0;
  padding-left: 20px;
}

.faq-list {
  display: grid;
  gap: 10px;
}

.faq-item {
  border-radius: 12px;
  border: 1px solid var(--line);
  background: #fff;
  overflow: hidden;
}

.faq-question {
  width: 100%;
  border: 0;
  text-align: left;
  font-size: 1rem;
  font-weight: 700;
  padding: 16px 18px;
  background: #fff;
  color: var(--text);
  cursor: pointer;
  position: relative;
}

.faq-question::after {
  content: "+";
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--gold);
  font-size: 1.2rem;
}

.faq-question[aria-expanded="true"]::after {
  content: "-";
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.faq-answer p {
  margin: 0;
  padding: 0 18px 16px;
  color: var(--muted);
}

.request {
  background: linear-gradient(180deg, #ffffff 0%, #f7faff 100%);
}

.request-form {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: clamp(18px, 3.2vw, 34px);
  display: grid;
  gap: 14px;
  box-shadow: var(--shadow);
}

.request-form label {
  display: grid;
  gap: 7px;
  font-weight: 500;
}

.request-form input,
.request-form select,
.request-form textarea {
  width: 100%;
  border: 1px solid #cfd9e8;
  border-radius: 10px;
  padding: 12px 14px;
  font: inherit;
  color: var(--text);
  background: #fff;
}

.request-form input:focus,
.request-form select:focus,
.request-form textarea:focus {
  outline: 2px solid #a9c0e8;
  border-color: #a9c0e8;
}

.cta {
  background: linear-gradient(120deg, var(--navy), #1a3760);
  color: #fff;
  padding: 72px 0;
}

.cta-inner {
  text-align: center;
}

.cta h2 {
  margin: 0 0 10px;
  font-size: clamp(1.5rem, 2.2vw, 2.2rem);
}

.cta p {
  margin: 0 0 24px;
  color: rgba(255, 255, 255, 0.88);
}

.company-table {
  margin: 0;
  display: grid;
  gap: 10px;
}

.company-table div {
  display: grid;
  grid-template-columns: 170px 1fr;
  border-bottom: 1px solid var(--line);
  padding: 12px 0;
}

.company-table dt {
  color: var(--muted);
}

.company-table dd {
  margin: 0;
}

.site-footer {
  background: var(--navy-deep);
  color: rgba(255, 255, 255, 0.88);
  padding: 36px 0;
}

.footer-inner {
  display: grid;
  gap: 16px;
}

.footer-brand {
  margin: 0;
  font-family: "Montserrat", sans-serif;
  letter-spacing: 0.03em;
}

.site-footer ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px 16px;
}

.site-footer a:hover {
  color: var(--gold-soft);
}

.copyright {
  margin: 0;
  color: rgba(255, 255, 255, 0.67);
  font-size: 0.82rem;
}

.section-observe {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.section-observe.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 1024px) {
  .header-inner {
    grid-template-columns: 1fr auto auto;
  }

  .global-nav ul {
    gap: 14px;
  }

  .property-grid,
  .reason-grid,
  .voice-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .loan-inner {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 840px) {
  :root {
    --header-h: 72px;
  }

  .menu-toggle {
    display: inline-block;
    justify-self: end;
  }

  .header-cta {
    display: none;
  }

  .global-nav {
    position: absolute;
    top: var(--header-h);
    left: 0;
    right: 0;
    background: var(--navy-deep);
    border-top: 1px solid rgba(255, 255, 255, 0.14);
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease;
  }

  .global-nav ul {
    flex-direction: column;
    gap: 0;
    padding: 8px 0;
  }

  .global-nav a {
    display: block;
    padding: 12px 4%;
    font-size: 0.95rem;
  }

  .global-nav.is-open {
    max-height: 360px;
  }

  .menu-toggle.is-active span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }

  .menu-toggle.is-active span:nth-child(2) {
    opacity: 0;
  }

  .menu-toggle.is-active span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }
}

@media (max-width: 640px) {
  .section {
    padding: 70px 0;
  }

  .hero-content {
    padding: 68px 0;
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .btn {
    width: 100%;
  }

  .property-grid,
  .reason-grid,
  .voice-grid {
    grid-template-columns: 1fr;
  }

  .flow-list li {
    grid-template-columns: 1fr;
  }

  .company-table div {
    grid-template-columns: 1fr;
    gap: 6px;
  }
}